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So we’re broke

May 10, 2013

Not really. Not even close actually.

It’s just been one of those weeks where you get an unexpected bill (like the Irish TV license, because yes you need a license to own a tv here) and then there is still the not-so-unexpected however still untimely car repairs (new timing belt and two rear tires).

All this in the midst of saving our asses off while we have some ‘down time’ awaiting baby and summer expenses.

So it felt like we were broke there for a bit this week.

It made me think what does being “broke” mean?

We did live differently over the past 7 days.

For starters we reverted to menu planning for the week and chose meals from the ‘cheap end.’ Like breakfast for dinner and soup & sandwich night. We shopped at Aldi which we generally do but did it even cheaper and kept it under 50e for the 3.5 of us.

We rationed our petrol since that is the biggest daily expense we are seeing these days. Cutting back on driving is hard, but the man of the house alternated cars he took to work. Little M and I tried to stay close to home for the most part.

We put up with what we had even though we wanted something else…this was mostly me and my pregnancy cravings but I did it.

I didn’t go out to lunch this week but had friends over instead.

It all seems so simple but I actually found it quite difficult to really watch the spending.

Like I said we are currently saving our asses off.
Still trying to buy a house.
Always conscious of having airfare to the US.
Trying to get ahead for September when college fees, car insurance and health insurance are all due.
And having just paid for a car in cash in March so we need to replenish the savings.

I still panicked when the accounts were down to 5e and 15e the day before payday. I’m the type of person who panics when the gas tank is below 1/4 of a tank though.

It was totally fine. We both got paid today, which is a clear indicator that we are definitely not broke and I immediately “paid us” first and transferred money into the savings account.

There will be money to do something fun this weekend, even if my idea of fun for the weekend would be a trip to the labor ward.

So we’re definitely not broke but maybe we could have a look at our spending habits and see if we can save even more over the next few weeks.

I’m curious how other people cut corners to save a bit extra.

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